Thorne v. MemberSelect Insurance Co.

Thorne has a property insurance policy with Member Select, which denied his claim for coverage after his Griffith, Indiana house burned down in 2008. Thorne chose not to rebuild the house and Member Select determined that either Thorne or his brother, who also lived in the house, intentionally set the fire. A jury awarded Thorne $87,000. The Seventh Circuit affirmed, rejecting arguments that there was insufficient evidence for the jury to find that Thorne was a resident of the house, as required for recovery under the policy and for the jury to determine damages. The court also rejected an argument that the district court misinterpreted the policy’s loss coverage provision in evaluating whether the evidence was sufficient to support the jury’s damages award. View "Thorne v. MemberSelect Insurance Co." on Justia Law